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USB Earnings: US Bancorp Q1 profit jumps on higher interest income

U.S. Bancorp (NYSE: USB) Wednesday reported a double-digit growth in first-quarter earnings, reflecting an increase in net interest income.

US Bancorp Q1 2025 earnings infographicUS Bancorp Q1 2025 earnings infographic

Total net revenue increased 3.6% from last year to $7.0 billion in the March quarter. At $34.16, book value per common share was up 9% year-over-year.

Earnings, excluding special items, rose to $1.03 per share in Q1 from $0.90 per share in the corresponding period of 2024. Net income attributable to the company, on an unadjusted basis, was $1.71 billion or $1.03 per share in the first quarter, compared to $1.32 billion or $0.78 per share in the year-ago quarter.

“In the first quarter, we reported diluted earnings per share of $1.03 and delivered a return on tangible common equity of 17.5%. We managed expenses with discipline and delivered 270 basis points of positive operating leverage on an adjusted basis – our third consecutive quarter of year-over-year growth in revenues outpacing expenses,” said the bank’s CEO Gunjan Kedia.

Prior Performance

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