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Earnings Summary: Humana’s Q4 2024 loss widens; revenue up 10%

Humana Inc. (NYSE: HUM), a leading health and well-being company, on Tuesday reported a wider net loss for the fourth quarter of 2024 despite an increase in revenues.

  • Revenues increased about 10% to $29.2 billion in the December quarter from $26.5 billion a year earlier
  • The company reported a loss of $2.16 per share for the fourth quarter, on an adjusted basis, compared to a loss of $0.11 per share a year earlier
  • Including special items, Q4 net loss widened to $693 million or $5.76 per share from $541 million or $4.42 per share in Q4 2023
  • The Insurance segment adjusted benefit ratio was 91.9% in Q4, including a 20-basis point increase related to incremental Star Ratings investments
  • For fiscal 2025, the management expects earnings, on a reported basis, to be $15.88 per share
  • Adjusted earnings are expected to be $16.25 per share in fiscal 2025
  • The company expects individual Medicare Advantage annual memberships to decline by about 550,000 or approximately 10% in FY25, compared to 2024

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